Who Is Watching You? Nine Industries That Know Your Every Move
Total privacy is nearly impossible now a day. Government agencies, banks, insurance companies, etc. have a full right to know about demanded details. The most important department in this field is the Federal Bureau of Investigation and the information gathered by them also used by other law enforcement agencies. It tracks records, mails, cell phone traffic and internet activity of suspicious people. Here are some agencies and departments who are using most of personal data.
1) Credit Rating Agencies:
Three credit bureaus named Equifax, Experian, and TransUnion track history of all credit use by an individual, payment of bills, mortgages, and credit cards also. They can also have the data to project one’s credit future. The bureau used this information to determine credit risk through a credit score which is used in many ways.
2) Cell Phone Service Providers:
Cell phone companies possess a wealth of information about their customers like time of call, place of call, number of calls and even text messages of particular people.
3) Social Media Companies:
Social media for example, facebook covers all information such as friends, likes, and photos. It also tracks viewed profiles, communication details, companies and causes supported, personal calendar, and about friends and family. It can also recover deleted posts.
4) Credit Card Companies:
All Credit Card Companies know their customers’ credit scores, credit histories, date & time of purchasing, interest rate charged and when to default on their payments.
5) Search Engines:
Every search history on Google placed on internet giant’s database. It also tracks records of links that are searched and visited by a user. It uses person’s interest profile and search history to place targeted ads in browser.
6) Retail Chains:
Datas collected by retail stores are used to determine the purchasing behavior of customers. This information can also be used by other giant organizations for advertizing.
Surprisingly, Casinos also have secured data of their customer like, which table they use regularly, which machine is taken by each gambler and many more things.
Banks keep records of their holders’ savings account, employer payroll deposits, salary, balance, and the time and date of ATM and teller visits. It also tracks the money transfer information and all these data are used for mortgage or loan.
9) Life Insurance Companies:
Generally, applicants have to declare their medical history i.e. incidence of heart disease, height, weight, smoking habits, and family doctor’s report before taking life insurance.