Stopgap Health Insurance Plans

Stopgap Health Insurance Plans

Stopgap Health Insurance Plans: People have to enter into Affordable Care Act and because of that existing health insurance plan holders has canceled their policy and sign up for the new act. Secretary of Health and Human Services, Kathleen Sebelius says that she will use authorities in the law to issue a “temporary hardship exemption” from penalties.

She again announced that new bare-bones catastrophic plans are available for those whose previous health insurance plans are canceled. This plan is offered to those who are under the age of 30 years.

The Department of Health and Human Services has given a helpline number 866-837-0677 for the people who got cancellations. According to the spoke person of America’s Health Insurance Plans, Mr. Robert Zirkelbach, the change made in the law caused instability in the market and creates more confusion and disruptions for customers. Many companies have given extensions in periods of premium.

Let’s get detail on Stopgap Health Insurance Option. The website was launched on 1st October 2013. The work was not easy for the administration as there was a lot of signing in and a problem with the website. It became embarrassing for people. All citizen of the U.S. has to switch over to this new website and become harassed to coverage froze out millions of potential customers.

More problems and damage occurred to those who had purchased health insurance plan by themselves. And now they have to sign in under the new rule and this becomes a big political problem for Obama.

Before the launch of the programme, the president said that if you liked your plan, you would be able to keep it under his health care law. But later, he apologized and then said insurers could extend those plans for one more year.

Insurance companies of many states followed the new plan and give extra benefits to consumers but it is still not clear whether the problem was cleared fully or not. For a good, the website is working properly now and the ratio of cancellation from signing up is decreased.

Secretary Sebelius said that there are few numbers of people that have not signed up for a new plan finding difficulties an acceptable replacement. She further added that these consumers should qualify for this temporary hardship exemption.

Health insurance companies are concerned that consumers who have got full coverage may not enter the marketplace. They may be set aside. Timely payment is required for the new plan so that it will take effect from New Year 2014. Read more articles on dailyrewards.

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